:root {
  --gold: #c9a84c;
  --deep: #0d0a04;
  --card-bg: rgba(20, 15, 4, 0.88);
  --accent: #e25f0e;
  --text: #f0ead6;
  --muted: #a89e84;
  --green: #4caf82;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'Lato', sans-serif;
  background: var(--deep);
  color: var(--text);
  background-image: url("https://www.publicdomainpictures.net/pictures/270000/velka/flag-of-bhutan-bhutan-flag-nation.jpg");
  background-size: cover;
  background-position: center;
  background-attachment: fixed;
}

/* ── NAV ── */
nav {
  position: fixed;
  top: 0;
  width: 100%;
  background: rgba(0,0,0,0.92);
  backdrop-filter: blur(10px);
  padding: 0 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 58px;
  z-index: 999;
  border-bottom: 1px solid rgba(201,168,76,0.25);
  flex-wrap: wrap;
}

.nav-brand {
  color: var(--gold);
  font-family: 'Cinzel', serif;
  font-size: 16px;
  font-weight: 700;
  letter-spacing: 2.5px;
  flex-shrink: 0;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav-menu a {
  color: var(--muted);
  text-decoration: none;
  font-family: 'Cinzel', serif;
  font-size: 12px;
  letter-spacing: 1.5px;
  padding: 8px 14px;
  border-radius: 4px;
  transition: color 0.2s, background 0.2s;
  cursor: pointer;
  text-transform: uppercase;
  white-space: nowrap;
}

/* ── HIGHLIGHT NAV ITEMS ── */
#nav-planner,
#nav-quiz {
  color: var(--gold);
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.35);
  position: relative;
}

#nav-planner::after,
#nav-quiz::after {
  content: '★';
  font-size: 8px;
  color: var(--accent);
  position: absolute;
  top: 4px;
  right: 4px;
  line-height: 1;
}

.nav-menu a:hover,
.nav-menu a.active-link {
  color: var(--gold);
  background: rgba(201,168,76,0.1);
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  width: 38px;
  height: 38px;
  background: transparent;
  border: 1px solid rgba(201,168,76,0.35);
  border-radius: 6px;
  cursor: pointer;
  padding: 0;
  transition: border-color 0.2s, background 0.2s;
}

.nav-toggle:hover {
  border-color: var(--gold);
  background: rgba(201,168,76,0.08);
}

.hamburger-bar {
  display: block;
  width: 18px;
  height: 2px;
  background: var(--gold);
  border-radius: 2px;
  transition: transform 0.3s ease, opacity 0.3s ease, width 0.3s ease;
  transform-origin: center;
}

.nav-toggle.open .hamburger-bar:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.open .hamburger-bar:nth-child(2) { opacity: 0; width: 0; }
.nav-toggle.open .hamburger-bar:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@keyframes menuSlideDown {
  from { opacity: 0; transform: translateY(-8px); }
  to   { opacity: 1; transform: translateY(0); }
}

@media (max-width: 768px) {
  nav { padding: 12px 18px; height: auto; }
  .nav-toggle { display: flex; }
  .nav-menu {
    display: none;
    flex-direction: column;
    align-items: stretch;
    width: 100%;
    gap: 2px;
    padding: 10px 0 6px;
    border-top: 1px solid rgba(201,168,76,0.15);
    margin-top: 10px;
    animation: menuSlideDown 0.25s ease forwards;
  }
  .nav-menu.open { display: flex; }
  .nav-menu a {
    font-size: 13px;
    padding: 13px 16px;
    border-radius: 8px;
    text-align: left;
    border: 1px solid transparent;
  }
  .nav-menu a:hover,
  .nav-menu a.active-link {
    background: rgba(201,168,76,0.1);
    border-color: rgba(201,168,76,0.2);
    color: var(--gold);
  }
}

/* keep this line — do not remove */
section, .overlay { display: none; }
.active { display: flex; }

/* ── HOME ── */
#home {
  min-height: 100vh;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 100px 20px 60px;
  background: rgba(0,0,0,0.55);
}

#home h1 {
  font-family: 'Cinzel', serif;
  font-size: clamp(36px, 6vw, 64px);
  color: var(--gold);
  letter-spacing: 3px;
  line-height: 1.2;
  margin-bottom: 12px;
  text-shadow: 0 2px 20px rgba(0,0,0,0.8);
}

#home .subtitle {
  font-size: 13px;
  letter-spacing: 4px;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 36px;
}

.home-description {
  max-width: 620px;
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.2);
  border-left: 4px solid var(--accent);
  padding: 24px 28px;
  border-radius: 8px;
  font-size: 15px;
  line-height: 1.75;
  color: var(--text);
  margin-bottom: 36px;
}

.home-stats {
  display: flex;
  gap: 20px;
  margin-bottom: 40px;
  flex-wrap: wrap;
  justify-content: center;
}

.stat-pill {
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.35);
  padding: 10px 22px;
  border-radius: 50px;
  font-size: 13px;
  color: var(--gold);
  letter-spacing: 1px;
}

.btn-primary {
  padding: 14px 40px;
  font-family: 'Cinzel', serif;
  font-size: 14px;
  letter-spacing: 2px;
  border: 2px solid var(--gold);
  background: transparent;
  color: var(--gold);
  cursor: pointer;
  border-radius: 4px;
  text-transform: uppercase;
  transition: background 0.25s, color 0.25s;
}

.btn-primary:hover {
  background: var(--gold);
  color: var(--deep);
}

/* ── DASHBOARD ── */
#dashboard {
  flex-direction: column;
  align-items: center;
  min-height: 100vh;
  padding: 100px 20px 60px;
  background: linear-gradient(135deg, #0a0f2e 0%, #0d1b4b 50%, #0a1628 100%);
}

#dashboard h2 {
  font-family: 'Cinzel', serif;
  font-size: 28px;
  color: var(--gold);
  letter-spacing: 2px;
  margin-bottom: 8px;
}

.section-tagline {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 16px;
  letter-spacing: 1px;
}

.dashboard-desc {
  max-width: 720px;
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.15);
  border-top: 3px solid var(--gold);
  padding: 20px 28px;
  border-radius: 8px;
  font-size: 14.5px;
  line-height: 1.75;
  color: var(--muted);
  margin-bottom: 28px;
  text-align: justify;
}

.dashboard-desc strong { color: var(--text); }

.tableau-container {
  width: 95%;
  max-width: 1100px;
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 8px 40px rgba(0,0,0,0.6);
}

.tableau-container iframe {
  display: block;
  width: 100%;
  height: 550px;
  border: none;
}

/* ── MOBILE TABLEAU FIX ── */
@media (max-width: 768px) {
  .tableau-container {
    overflow-x: auto;
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
    border-radius: 8px;
  }
  .tableau-scroll-wrap {
    width: 900px;
    overflow: visible;
  }
  .tableau-scroll-wrap iframe {
    width: 900px;
    height: 700px;
    border: none;
    display: block;
  }
}

.dashboard-note {
  margin-top: 16px;
  font-size: 12px;
  color: var(--muted);
  font-style: italic;
}

/* ── BUDGET ── */
#budget {
  flex-direction: column;
  align-items: center;
  min-height: 100vh;
  padding: 100px 20px 60px;
  background:  linear-gradient(135deg, #0a0f2e 0%, #0d1b4b 50%, #0a1628 100%);
}

#budget h2 {
  font-family: 'Cinzel', serif;
  font-size: 28px;
  color: var(--gold);
  letter-spacing: 2px;
  margin-bottom: 8px;
}

.budget-intro {
  max-width: 680px;
  font-size: 14.5px;
  line-height: 1.75;
  color: var(--muted);
  margin-bottom: 10px;
  text-align: justify;
}

.budget-rule {
  background: rgba(226,95,14,0.12);
  border: 1px solid rgba(226,95,14,0.35);
  padding: 10px 24px;
  border-radius: 50px;
  font-size: 13px;
  color: var(--accent);
  margin-bottom: 32px;
  letter-spacing: 1px;
}

.budget-container {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 24px;
  max-width: 1100px;
}

.budget-card {
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.2);
  padding: 28px 24px;
  border-radius: 12px;
  width: 280px;
  position: relative;
  overflow: hidden;
  transition: transform 0.25s, box-shadow 0.25s;
}

.budget-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(0,0,0,0.5);
}

.budget-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
}

.budget-card.low::before  { background: #5cb8e4; }
.budget-card.mid::before  { background: var(--gold); }
.budget-card.high::before { background: var(--green); }

.budget-card h3 {
  font-family: 'Cinzel', serif;
  color: var(--gold);
  font-size: 16px;
  margin-bottom: 18px;
  letter-spacing: 1px;
}

.budget-row {
  display: flex;
  justify-content: space-between;
  padding: 7px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  font-size: 14px;
}

.budget-row:last-child { border-bottom: none; }
.budget-row .label { color: #b8ae96; }
.budget-row .value { color: var(--text); font-weight: 700; }
.budget-row.saving .value { color: var(--green); }
.budget-row.saving .label { color: var(--green); }

.budget-bar-wrap { margin-top: 16px; }

.budget-bar-wrap p {
  font-size: 11px;
  color: var(--muted);
  margin-bottom: 6px;
  letter-spacing: 1px;
  text-transform: uppercase;
}

.budget-bar {
  background: rgba(255,255,255,0.08);
  border-radius: 20px;
  height: 8px;
  overflow: hidden;
}

.budget-bar-fill {
  height: 100%;
  border-radius: 20px;
  background: var(--green);
}

.budget-tips-wrap {
  margin-top: 40px;
  max-width: 860px;
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 12px;
  padding: 28px 32px;
}

.budget-tips-wrap h3 {
  font-family: 'Cinzel', serif;
  color: var(--gold);
  font-size: 16px;
  margin-bottom: 20px;
  letter-spacing: 1px;
}

.tips-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 14px;
}

.tip-mini {
  background: rgba(255,255,255,0.04);
  padding: 14px 16px;
  border-radius: 8px;
  border-left: 3px solid var(--accent);
  font-size: 13.5px;
  line-height: 1.6;
  color: var(--muted);
  text-align: justify;
}

.tip-mini strong { color: var(--text); display: block; margin-bottom: 4px; }

/* ── QUIZ ── */
#quiz {
  flex-direction: column;
  align-items: center;
  min-height: 100vh;
  padding: 100px 20px 60px;
  background: linear-gradient(135deg, #0a0f2e 0%, #0d1b4b 50%, #0a1628 100%);
}

#quiz h2 {
  font-family: 'Cinzel', serif;
  font-size: 28px;
  color: var(--gold);
  letter-spacing: 2px;
  margin-bottom: 8px;
  text-align: center;
}

.quiz-tagline {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 32px;
  letter-spacing: 1px;
  text-align: center;
}

/* ── START SCREEN ── */
#quiz-start { max-width: 580px; width: 100%; text-align: center; }

.quiz-start-card {
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.2);
  border-top: 3px solid var(--gold);
  border-radius: 14px;
  padding: 36px 32px;
  margin-bottom: 24px;
}

.quiz-start-card p {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.75;
  margin-bottom: 24px;
  text-align: justify;
}

/* ── QUESTION SCREEN ── */
#quiz-question { display: none; max-width: 680px; width: 100%; }

.quiz-progress-bar-wrap { width: 100%; margin-bottom: 10px; }

.quiz-progress-label {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: var(--muted);
  margin-bottom: 6px;
  letter-spacing: 1px;
}

.quiz-progress-track {
  background: rgba(255,255,255,0.08);
  border-radius: 20px;
  height: 6px;
  overflow: hidden;
  width: 100%;
}

.quiz-progress-fill {
  height: 100%;
  border-radius: 20px;
  background: var(--gold);
  transition: width 0.4s ease;
}

.quiz-q-card {
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 14px;
  padding: 32px 28px;
  margin-top: 16px;
}

.quiz-q-number {
  font-size: 11px;
  color: var(--accent);
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 10px;
}

.quiz-q-text {
  font-size: 17px;
  line-height: 1.6;
  color: #f5efe0;
  margin-bottom: 26px;
  font-weight: 700;
}

.quiz-options { display: flex; flex-direction: column; gap: 12px; }

.quiz-option {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(201,168,76,0.18);
  border-radius: 10px;
  padding: 14px 18px;
  cursor: pointer;
  font-size: 14.5px;
  color: #c9b99a;
  display: flex;
  align-items: center;
  gap: 14px;
  transition: background 0.2s, border-color 0.2s, color 0.2s;
}

.quiz-option:hover:not(.disabled) {
  background: rgba(201,168,76,0.1);
  border-color: rgba(201,168,76,0.45);
  color: var(--text);
}

.quiz-option.correct {
  border-color: var(--green);
  background: rgba(76,175,130,0.14);
  color: var(--green);
}

.quiz-option.wrong {
  border-color: #e25f0e;
  background: rgba(226,95,14,0.12);
  color: #e25f0e;
}

.quiz-option.disabled { cursor: default; pointer-events: none; }

.option-letter {
  width: 28px; height: 28px; min-width: 28px;
  border-radius: 50%;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.3);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Cinzel', serif;
  font-size: 12px;
  color: var(--gold);
  flex-shrink: 0;
}

.quiz-option.correct .option-letter {
  background: rgba(76,175,130,0.2);
  border-color: var(--green);
  color: var(--green);
}

.quiz-option.wrong .option-letter {
  background: rgba(226,95,14,0.2);
  border-color: var(--accent);
  color: var(--accent);
}

.quiz-feedback {
  margin-top: 18px;
  padding: 14px 18px;
  border-radius: 8px;
  font-size: 13.5px;
  line-height: 1.65;
  display: none;
  text-align: justify;
}

.quiz-feedback.correct-fb {
  background: rgba(76,175,130,0.1);
  border: 1px solid rgba(76,175,130,0.3);
  color: var(--green);
}

.quiz-feedback.wrong-fb {
  background: rgba(226,95,14,0.1);
  border: 1px solid rgba(226,95,14,0.3);
  color: #f0955a;
}

.quiz-next-btn {
  margin-top: 22px;
  padding: 12px 36px;
  font-family: 'Cinzel', serif;
  font-size: 13px;
  letter-spacing: 2px;
  border: 2px solid var(--gold);
  background: transparent;
  color: var(--gold);
  cursor: pointer;
  border-radius: 6px;
  text-transform: uppercase;
  transition: background 0.25s, color 0.25s;
  display: none;
}

.quiz-next-btn:hover { background: var(--gold); color: var(--deep); }

/* ── RESULTS SCREEN ── */
#quiz-results { display: none; max-width: 700px; width: 100%; text-align: center; }

.quiz-score-ring-wrap { margin-bottom: 28px; }

.quiz-score-circle {
  width: 140px; height: 140px;
  border-radius: 50%;
  border: 5px solid var(--gold);
  background: rgba(201,168,76,0.08);
  display: flex; flex-direction: column;
  align-items: center; justify-content: center;
  margin: 0 auto 16px;
}

.quiz-score-number {
  font-family: 'Cinzel', serif;
  font-size: 42px;
  color: var(--gold);
  line-height: 1;
}

.quiz-score-label {
  font-size: 12px;
  color: var(--muted);
  letter-spacing: 1px;
  margin-top: 4px;
}

.quiz-result-title {
  font-family: 'Cinzel', serif;
  font-size: 22px;
  color: var(--gold);
  margin-bottom: 8px;
  letter-spacing: 1px;
}

.quiz-result-subtitle { color: var(--muted); font-size: 14px; margin-bottom: 28px; }

.quiz-ai-feedback-box {
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.2);
  border-left: 4px solid var(--accent);
  border-radius: 10px;
  padding: 22px 24px;
  text-align: left;
  margin-bottom: 24px;
}

.quiz-ai-feedback-box h4 {
  font-family: 'Cinzel', serif;
  color: var(--gold);
  font-size: 13px;
  letter-spacing: 1px;
  margin-bottom: 12px;
  display: flex; align-items: center; gap: 8px;
}

.quiz-ai-feedback-text { color: #c9b99a; font-size: 14px; line-height: 1.75; text-align: justify; }

.quiz-result-breakdown {
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 10px;
  padding: 22px 24px;
  text-align: left;
  margin-bottom: 24px;
}

.quiz-result-breakdown h4 {
  font-family: 'Cinzel', serif;
  color: var(--gold);
  font-size: 13px;
  letter-spacing: 1px;
  margin-bottom: 16px;
}

.breakdown-item {
  display: flex; align-items: flex-start; gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  font-size: 13.5px;
}

.breakdown-item:last-child { border-bottom: none; }
.breakdown-icon { font-size: 16px; margin-top: 1px; flex-shrink: 0; }
.breakdown-q { color: #c9b99a; flex: 1; line-height: 1.5; }
.breakdown-q strong { color: var(--text); display: block; margin-bottom: 2px; font-size: 12px; }

.quiz-retry-btn {
  padding: 13px 36px;
  font-family: 'Cinzel', serif;
  font-size: 13px;
  letter-spacing: 2px;
  border: 2px solid var(--gold);
  background: transparent;
  color: var(--gold);
  cursor: pointer;
  border-radius: 6px;
  text-transform: uppercase;
  transition: background 0.25s, color 0.25s;
  margin-right: 12px;
}

.quiz-retry-btn:hover { background: var(--gold); color: var(--deep); }

/* ── ABOUT ── */
#about {
  flex-direction: column;
  align-items: center;
  min-height: 100vh;
  padding: 100px 20px 60px;
  background: linear-gradient(135deg, #0a0f2e 0%, #0d1b4b 50%, #0a1628 100%);
}

#about h2 {
  font-family: 'Cinzel', serif;
  font-size: 28px;
  color: var(--gold);
  letter-spacing: 2px;
  margin-bottom: 8px;
}

.about-container {
  display: flex; flex-wrap: wrap; justify-content: center;
  gap: 24px; max-width: 1100px; margin-top: 28px;
}

.about-card {
  background: var(--card-bg);
  backdrop-filter: blur(8px);
  padding: 28px 26px;
  border-radius: 14px;
  width: 310px;
  border: 1px solid rgba(201,168,76,0.15);
  border-top: 3px solid var(--gold);
  box-shadow: 0 8px 32px rgba(0,0,0,0.5);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.about-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 16px 48px rgba(0,0,0,0.6);
}

.about-card h3 {
  font-family: 'Cinzel', serif;
  color: var(--gold);
  margin-bottom: 14px;
  font-size: 15px;
  letter-spacing: 1px;
}

.about-card p, .about-card li { color: #c9b99a; font-size: 13.5px; line-height: 1.7; text-align: justify; }
.about-card p + p { margin-top: 10px; }
.about-card ul { list-style: none; padding-left: 0; }
.about-card ul li { margin: 10px 0; padding-left: 22px; position: relative; }
.about-card ul li::before { content: "→"; position: absolute; left: 0; color: var(--accent); }

.tech-row { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 8px; }

.tech-tag {
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.3);
  color: var(--gold);
  font-size: 12px;
  padding: 4px 12px;
  border-radius: 20px;
  letter-spacing: 0.5px;
}

/* ── FOOTER ── */
footer {
  background: rgba(0,0,0,0.92);
  color: var(--muted);
  text-align: center;
  padding: 20px;
  font-size: 13px;
  letter-spacing: 1px;
  border-top: 1px solid rgba(201,168,76,0.15);
}

footer span { color: var(--gold); }

/* ── ANIMATIONS ── */
@keyframes bounce {
  0%, 80%, 100% { transform: translateY(0); opacity: 0.4; }
  40% { transform: translateY(-6px); opacity: 1; }
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}

.fade-in { animation: fadeIn 0.35s ease forwards; }

.ai-loading { display: flex; gap: 5px; align-items: center; padding: 4px 0; }
.ai-loading span {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--gold);
  animation: bounce 1s infinite;
  display: inline-block;
}
.ai-loading span:nth-child(2) { animation-delay: 0.2s; }
.ai-loading span:nth-child(3) { animation-delay: 0.4s; }

/* ── BUDGET PLANNER ── */
#planner {
  flex-direction: column;
  align-items: center;
  min-height: 100vh;
  padding: 100px 20px 60px;
  background: linear-gradient(135deg, #0a0f2e 0%, #0d1b4b 50%, #0a1628 100%);
}

#planner h2 {
  font-family: 'Cinzel', serif;
  font-size: 28px;
  color: var(--gold);
  letter-spacing: 2px;
  margin-bottom: 8px;
}

#planner h3 {
  font-family: 'Cinzel', serif;
  color: var(--gold);
  font-size: 16px;
  letter-spacing: 1px;
  margin-bottom: 20px;
}

/* ── DOWNLOAD BUTTON — still used inside master box ── */
.planner-dl-btn {
  flex-shrink: 0;
  display: inline-flex; align-items: center;
  padding: 12px 22px; border-radius: 8px;
  border: 2px solid var(--gold);
  background: transparent; color: var(--gold);
  font-family: 'Cinzel', serif; font-size: 13px;
  font-weight: 700; text-decoration: none;
  white-space: nowrap; letter-spacing: 1px;
  transition: background 0.2s, color 0.2s;
}

.planner-dl-btn:hover, .planner-dl-btn.large:hover { background: var(--gold); color: var(--deep); }
.planner-dl-btn.large { padding: 14px 32px; font-size: 14px; }

/* ══ PLANNER MASTER BOX ══ */
.planner-master-box {
  max-width: 860px;
  width: 100%;
  background: linear-gradient(160deg, rgba(18,13,4,0.97) 0%, rgba(10,8,2,0.99) 100%);
  border: 1px solid rgba(201,168,76,0.3);
  border-top: 4px solid var(--gold);
  border-radius: 20px;
  box-shadow: 0 24px 64px rgba(0,0,0,0.7), 0 0 0 1px rgba(201,168,76,0.06);
  overflow: hidden;
  margin: 28px 0 40px;
}

.pmb-section {
  padding: 28px 36px;
  border-bottom: 1px solid rgba(201,168,76,0.1);
}
.pmb-section:last-child { border-bottom: none; }

.pmb-intro {
  background: rgba(226,95,14,0.06);
  border-bottom: 1px solid rgba(226,95,14,0.15) !important;
  padding: 22px 36px;
  font-size: 14px;
  color: #c9b99a;
  line-height: 1.75;
  text-align: justify;
  border-left: 4px solid var(--accent);
}
.pmb-intro strong { color: var(--text); }

.pmb-banner {
  background: rgba(76,175,130,0.07);
  border-bottom: 1px solid rgba(76,175,130,0.18) !important;
  padding: 16px 36px;
  font-size: 13.5px;
  color: #5fd4a0;
  line-height: 1.6;
  display: none;
}

.pmb-download {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  background: rgba(201,168,76,0.04);
}

.pmb-download-left { display: flex; align-items: flex-start; gap: 16px; flex: 1; }

.pmb-dl-icon {
  width: 44px; height: 44px; min-width: 44px;
  background: rgba(201,168,76,0.12);
  border: 1.5px solid rgba(201,168,76,0.35);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
}

.pmb-dl-title {
  font-family: 'Cinzel', serif;
  color: var(--gold);
  font-size: 14px;
  letter-spacing: 0.5px;
  margin-bottom: 5px;
}

.pmb-dl-desc { font-size: 13px; color: var(--muted); line-height: 1.55; }

.pmb-story {
  display: flex;
  align-items: center;
  gap: 12px;
  cursor: pointer;
  transition: background 0.2s;
  flex-wrap: wrap;
}
.pmb-story:hover { background: rgba(226,95,14,0.05); }

.pmb-story-quote { color: var(--accent); font-style: italic; font-size: 15px; }
.pmb-story-text  { color: #c9b99a; font-size: 14px; line-height: 1.6; }
.pmb-story-text strong { color: var(--green); }

.pmb-story-cta {
  margin-left: auto; white-space: nowrap;
  color: var(--gold); font-family: 'Cinzel', serif;
  font-size: 11px; letter-spacing: 1px;
  border-bottom: 1px solid var(--gold);
  flex-shrink: 0;
}

.pmb-cta {
  text-align: center;
  background: rgba(201,168,76,0.04);
}

.pmb-cta-title {
  font-family: 'Cinzel', serif; color: var(--gold);
  font-size: 18px; letter-spacing: 1px; margin-bottom: 8px;
}

.pmb-cta-sub {
  font-size: 13.5px; color: var(--muted);
  line-height: 1.65; margin-bottom: 20px;
  max-width: 600px; margin-left: auto; margin-right: auto;
}

.pmb-how-title {
  font-family: 'Cinzel', serif; color: var(--gold);
  font-size: 15px; letter-spacing: 1px; margin-bottom: 20px;
}

.pmb-steps { display: flex; flex-direction: column; gap: 14px; }

.pmb-step {
  display: flex; align-items: flex-start; gap: 16px;
  font-size: 14px; color: #c9b99a; line-height: 1.65;
}
.pmb-step strong { color: var(--text); }

.pmb-step-num {
  width: 30px; height: 30px; min-width: 30px;
  border-radius: 50%;
  background: rgba(201,168,76,0.1);
  border: 1.5px solid var(--gold);
  color: var(--gold);
  font-family: 'Cinzel', serif; font-size: 13px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}

@media (max-width: 600px) {
  .pmb-section, .pmb-intro, .pmb-banner { padding: 20px 18px; }
  .pmb-download { flex-direction: column; }
  .pmb-story-cta { margin-left: 0; }
}

/* ── SHEET VISUAL PREVIEWS — still used below master box ── */
.planner-sheets-wrap { max-width: 1100px; width: 100%; margin-bottom: 36px; }
.planner-sheets-wrap h3 { text-align: center; margin-bottom: 24px; }

.planner-sheets-visual {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 20px; width: 100%;
}

.psv-card {
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 12px; overflow: hidden;
  transition: transform 0.25s, box-shadow 0.25s;
}

.psv-card:hover { transform: translateY(-5px); box-shadow: 0 14px 36px rgba(0,0,0,0.55); }

.psv-img-wrap {
  width: 100%; aspect-ratio: 4 / 3; overflow: hidden;
  background: rgba(0,0,0,0.3);
  border-bottom: 1px solid rgba(201,168,76,0.15);
}

.psv-img { width: 100%; height: 100%; object-fit: cover; object-position: top; display: block; transition: transform 0.35s ease; }
.psv-card:hover .psv-img { transform: scale(1.04); }
.psv-info { padding: 14px 16px; }
.psv-label { font-family: 'Cinzel', serif; color: var(--gold); font-size: 13px; letter-spacing: 1px; margin-bottom: 6px; }
.psv-desc { text-align: justify; font-size: 12.5px; color: var(--muted); line-height: 1.6; }

@media (max-width: 600px) {
  .planner-sheets-visual { grid-template-columns: 1fr 1fr; gap: 12px; }
}

/* ── SONAM 5-STEP — still used below master box ── */
.planner-steps-wrap {
  max-width: 860px; width: 100%;
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: 12px; padding: 28px 32px; margin-bottom: 36px;
}

.sonam-steps { display: flex; flex-direction: column; gap: 12px; }

.sonam-step {
  display: flex; align-items: flex-start; gap: 14px;
  font-size: 14px; color: #c9b99a; line-height: 1.65;
}

.sonam-num {
  width: 26px; height: 26px; min-width: 26px;
  border-radius: 50%;
  background: rgba(226,95,14,0.15);
  border: 1.5px solid var(--accent);
  color: var(--accent);
  font-family: 'Cinzel', serif; font-size: 12px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}

/* ── FINANCIAL PLATFORMS ── */
.platforms-wrap { max-width: 1100px; width: 100%; margin-top: 52px; }

.platforms-title {
  font-family: 'Cinzel', serif; color: var(--gold);
  font-size: 20px; letter-spacing: 1.5px;
  text-align: center; margin-bottom: 10px;
}
.platforms-sub {
  color: var(--muted);
  font-size: 13.5px;
  text-align: center;   /* ← change from 'justify' to 'center' */
  margin-bottom: 28px;
  line-height: 1.65;
}

.platforms-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 18px; }

.platform-card {
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.18);
  border-top: 3px solid var(--gold);
  border-radius: 12px; padding: 20px 18px;
  display: flex; flex-direction: column; gap: 10px;
  transition: transform 0.25s, box-shadow 0.25s;
}

.platform-card:hover { transform: translateY(-5px); box-shadow: 0 14px 36px rgba(0,0,0,0.5); }
.platform-header { display: flex; align-items: center; gap: 12px; }
.platform-icon { font-size: 22px; flex-shrink: 0; }
.platform-name { font-family: 'Cinzel', serif; color: var(--text); font-size: 13px; letter-spacing: 0.5px; margin-bottom: 3px; }
.platform-tag { font-size: 11px; color: var(--accent); letter-spacing: 0.5px; }
.platform-desc { font-size: 13px; color: #c9b99a; line-height: 1.65; flex: 1; text-align: justify; }

.platform-link {
  display: inline-block; font-size: 12.5px;
  font-family: 'Cinzel', serif; color: var(--gold);
  text-decoration: none;
  border: 1px solid rgba(201,168,76,0.35);
  border-radius: 4px; padding: 7px 14px;
  letter-spacing: 0.5px;
  transition: background 0.2s, color 0.2s;
  text-align: center;
}

.platform-link:hover { background: var(--gold); color: var(--deep); }

.platforms-note {
  margin-top: 22px; font-size: 12.5px; color: var(--muted);
  text-align: center;
  background: rgba(201,168,76,0.06);
  border: 1px solid rgba(201,168,76,0.18);
  border-radius: 8px; padding: 12px 20px; line-height: 1.65;
}

.platforms-note strong { color: var(--text); }

@media (max-width: 600px) { .platforms-grid { grid-template-columns: 1fr; } }

/* ── UNIFIED HOME FRAME ── */
.home-unified-frame {
  max-width: 680px; width: 100%;
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.3);
  border-top: 4px solid var(--gold);
  border-radius: 16px; overflow: hidden;
  margin-top: 8px; margin-bottom: 40px;
}

.huf-intro { padding: 32px 36px 28px; text-align: center; }
.huf-intro p { font-size: 14.5px; line-height: 1.8; color: var(--muted); margin-bottom: 24px; }
.huf-intro p strong { color: var(--text); }

.huf-story { padding: 24px 36px 32px; border-top: 1px solid rgba(201,168,76,0.12); }

.huf-story-body { text-align: justify; line-height: 1.78; margin-bottom: 28px; }
.huf-story-body p { text-align: justify; margin-bottom: 15px; font-size: 14.8px; color: var(--muted); }
.huf-story-body p:last-child { margin-bottom: 0; }
.huf-story-body strong { color: var(--text); }

.huf-quote-box {
  background: rgba(201,168,76,0.07);
  border-left: 4px solid var(--gold);
  border-radius: 8px;
  padding: 14px 20px;
  font-size: 15px;
  color: var(--muted);
  line-height: 1.7;
  margin-bottom: 24px;
  font-style: italic;
  text-align: justify;
}

@media (max-width: 600px) {
  .huf-intro, .huf-story { padding: 22px 18px; }
}

/* ══ QUIZ INVITE TOAST ══ */
.quiz-toast {
  position: fixed; bottom: 24px; right: 24px;
  z-index: 9999;
  background: rgba(12, 9, 2, 0.97);
  border: 1px solid rgba(201,168,76,0.3);
  border-left: 4px solid var(--gold);
  border-radius: 12px; padding: 16px 20px;
  max-width: 300px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.7);
  animation: toastSlide 0.5s cubic-bezier(.22,.68,0,1.2) 1.4s both;
  display: none;
}

@keyframes toastSlide {
  from { opacity: 0; transform: translateX(60px); }
  to   { opacity: 1; transform: translateX(0); }
}

.toast-dismiss {
  position: absolute; top: 8px; right: 10px;
  background: transparent; border: none;
  color: var(--muted); cursor: pointer; font-size: 13px;
}

.toast-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.3);
  border-radius: 50px; padding: 3px 10px;
  font-size: 11px; color: var(--gold);
  letter-spacing: 1px; margin-bottom: 8px;
}

.toast-dot {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--gold);
  animation: toastPulse 1.4s ease-in-out infinite;
}

@keyframes toastPulse {
  0%,100% { opacity:1; transform:scale(1); }
  50%      { opacity:.4; transform:scale(0.7); }
}

.toast-title { font-family: 'Cinzel', serif; color: var(--text); font-size: 13px; margin-bottom: 5px; letter-spacing: 0.5px; }
.toast-body { font-size: 12px; color: var(--muted); line-height: 1.55; margin-bottom: 12px; }

.toast-btn {
  display: block; width: 100%; text-align: center;
  background: var(--gold); color: var(--deep);
  font-family: 'Cinzel', serif; font-size: 12px;
  font-weight: 700; letter-spacing: 1.5px;
  border: none; border-radius: 6px; padding: 9px;
  cursor: pointer; text-transform: uppercase;
  transition: opacity 0.2s;
}

.toast-btn:hover { opacity: 0.85; }

/* ══ JOURNEY GAMIFICATION BAR ══ */
.journey-gamify-bar {
  display: flex; align-items: center; gap: 0;
  background: rgba(18,13,4,0.9);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 50px; padding: 10px 24px;
  margin-bottom: 28px; max-width: 360px; width: 100%;
}

.jg-step { display: flex; flex-direction: column; align-items: center; gap: 4px; flex: 1; }

.jg-num {
  width: 32px; height: 32px; border-radius: 50%;
  background: rgba(255,255,255,0.05);
  border: 1.5px solid rgba(201,168,76,0.25);
  color: var(--muted);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Cinzel', serif; font-size: 13px;
  transition: background 0.3s, border-color 0.3s, color 0.3s;
}

.jg-lbl { font-size: 10px; color: var(--muted); letter-spacing: 1px; text-transform: uppercase; }
.jg-line { height: 1.5px; flex: 1; background: rgba(201,168,76,0.2); margin: 0 6px; margin-bottom: 14px; }

.jg-step.active-step .jg-num { background: rgba(201,168,76,0.18); border-color: var(--gold); color: var(--gold); }
.jg-step.done-step .jg-num { background: var(--green); border-color: var(--green); color: #fff; }
.jg-step.active-step .jg-lbl { color: var(--gold); }
.jg-step.done-step .jg-lbl { color: var(--green); }
.jg-step:hover .jg-num { background: rgba(201,168,76,0.3); border-color: var(--gold); color: var(--gold); }

/* ══ PLANNER PUSH BLOCK ══ */
.planner-push-block {
  background: linear-gradient(135deg, rgba(201,168,76,0.1) 0%, rgba(226,95,14,0.07) 100%);
  border: 1px solid rgba(201,168,76,0.3);
  border-top: 3px solid var(--gold);
  border-radius: 14px; padding: 24px;
  margin-bottom: 20px; text-align: center;
}

.ppb-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(226,95,14,0.15);
  border: 1px solid rgba(226,95,14,0.35);
  border-radius: 50px; padding: 4px 14px;
  font-size: 11px; color: var(--accent);
  letter-spacing: 1.5px; text-transform: uppercase; margin-bottom: 12px;
}

.ppb-title { font-family: 'Cinzel', serif; font-size: 17px; color: var(--gold); letter-spacing: 1px; margin-bottom: 8px; }

.ppb-desc {
  text-align: justify;
  font-size: 13px; color: var(--muted); line-height: 1.65;
  margin-bottom: 16px; max-width: 480px;
  margin-left: auto; margin-right: auto;
}

.ppb-features { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; margin-bottom: 18px; }

.ppb-feat {
  background: rgba(76,175,130,0.12);
  border: 1px solid rgba(76,175,130,0.3);
  border-radius: 50px; padding: 4px 12px;
  font-size: 11px; color: var(--green); letter-spacing: 0.5px;
}

.ppb-btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 30px;
  background: var(--gold); color: var(--deep);
  font-family: 'Cinzel', serif; font-size: 13px;
  font-weight: 700; letter-spacing: 1.5px;
  text-transform: uppercase; border: none;
  border-radius: 8px; cursor: pointer;
  transition: opacity 0.2s, transform 0.15s;
}

.ppb-btn:hover { opacity: 0.88; transform: translateY(-2px); }

/* ══ CONFETTI ══ */
.confetti-wrap {
  position: fixed; top: 0; left: 0;
  width: 100%; height: 100%;
  pointer-events: none; z-index: 9998; overflow: hidden;
}

.conf {
  position: absolute; width: 8px; height: 8px;
  animation: confFall linear forwards; border-radius: 2px;
}

@keyframes confFall {
  from { transform: translateY(-20px) rotate(0deg); opacity: 1; }
  to   { transform: translateY(110vh) rotate(720deg); opacity: 0; }
}

/* ══ CONTACT SECTION ══ */
.contact-wrap {
  max-width: 640px;
  width: 100%;
  margin: 52px auto 0;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.contact-title {
  font-family: 'Cinzel', serif; color: var(--gold);
  font-size: 20px; letter-spacing: 1.5px;
  text-align: center; margin-bottom: 10px;
}

.contact-sub {
  color: var(--muted); font-size: 13.5px;
  text-align: center; margin-bottom: 28px;
  line-height: 1.65;
}

.contact-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
  width: 100%;
}

.contact-card {
  background: var(--card-bg);
  border: 1px solid rgba(201,168,76,0.18);
  border-top: 3px solid var(--gold);
  border-radius: 12px;
  padding: 24px 20px;
  display: flex; flex-direction: column; gap: 10px;
}

.contact-role {
  font-size: 11px; letter-spacing: 2px;
  text-transform: uppercase; color: var(--accent);
  font-family: 'Cinzel', serif;
}

.contact-name {
  font-family: 'Cinzel', serif; color: var(--text);
  font-size: 15px; letter-spacing: 0.5px;
  margin-bottom: 4px;
}

.contact-detail { font-size: 13px; color: var(--muted); line-height: 1.65; }

/* ── NAV BTN ── */
.nav-btn {
  padding: 8px 24px;
  font-family: 'Cinzel', serif;
  font-size: 12px;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  border: 1px solid rgba(201,168,76,0.5);
  background: rgba(201,168,76,0.08);
  color: var(--gold);
  cursor: pointer;
  border-radius: 4px;
  transition: background 0.2s, color 0.2s;
}

.nav-btn:hover {
  background: var(--gold);
  color: var(--deep);
}