I am Jubita Gurung of 3rd year student at Gedu College of Business Studies, did my internship at Bhutan Data Scientist Pvt. Ltd. (BDS). During this time, I worked on a project focused on financial resilience at the household level in urban Bhutan.
Growing up and studying in Bhutan, I had personally experienced both the importance and the challenges of managing money wisely at a young age. As students, most of us did not have a regular source of income and relied on pocket money from our parents along with a small monthly stipend of around Nu. 3,000.
Like many others, I often ran out of money in the middle of the month. Even small needs of Nu. 100 or Nu. 200 became difficult to manage when my bank balance reached zero.
This experience inspired me to create SmartBudget Bhutan, a platform designed to help students, employees, and individuals build stronger financial habits and make better financial decisions.
Through this website, I aimed to promote financial awareness by providing practical tools such as budget planner templates, basic budgeting methods, interactive quizzes, and simple learning resources.
